UK Student Visa Maintenance Loan Rises to £1,570 a Month in London

From 30 November 2026, student visa applicants in London must show £1,570 a month for living costs. Applications decided earlier will still use the current...

Key Takeaways
  • The Home Office will raise the London student visa maintenance requirement to £1,570 a month from 30 November 2026.
  • Applications decided before the cutoff keep the current London figure of £1,529 per month under existing Student route rules.
  • The visa funds rule is separate from the maintenance loan, which follows Student Finance England rates.

The Home Office will raise the London student visa maintenance requirement to £1,570 a month from 30 November 2026, under a rule change laid before Parliament on 3 September 2026.

The change appears in Statement of changes to the Immigration Rules: HC 584. It replaces the current London figure of £1,529 for applications decided under the updated Student route rules.

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UK Student Visa Maintenance Loan Rises to £1,570 a Month in London
UK Student Visa Maintenance Loan Rises to £1,570 a Month in London

Applications made before 30 November 2026 will still be assessed under the rules in force on 29 November 2026. The new figures sit inside the Student route provisions that govern proof of living costs.

The current rules ask applicants to show £1,529 per month for courses in London and £1,171 per month outside London. That covers up to 9 months of living costs.

That means the maximum amount to show is £13,761 in London and £10,539 elsewhere in the UK. The guidance also says the money must be held for 28 consecutive days, and the closing balance must be dated within 31 days of the visa application.

The new rate overtakes the old London figure, but not before 30 November

MeasureCurrent figureNew figureDate or context
London student visa maintenance requirement£1,529 per month£1,570 per monthNew rate from 30 November 2026
Outside London maintenance requirement£1,171 per monthNot changed in the materialCurrent rule under the November 2025 rates
Earlier London rate£1,334 per monthReplacedUnder the older rates before November 2025
Earlier outside-London rate£1,023 per monthReplacedUnder the older rates before November 2025

The London figure had already moved up once before. The rules that took effect in November 2025 set it at £1,529, after an earlier level of £1,334.

Outside London, the figure stood at £1,171 under the same November 2025 rules. That was up from £1,023.

The new statement keeps the old rules alive for a short stretch. Applications made before the cutoff will not switch early.

The timing matters because the change lands late in the year. Students with plans for the autumn term will face two different thresholds depending on when their application is decided.

The figure in the Home Office rule change is a visa funds requirement, not a student loan. The two systems run on different tracks.

The visa rule is separate from student finance

That distinction is easy to miss. The maintenance loan is a different support stream altogether.

For 2026/27, the maximum Student Finance England maintenance loan for an English student living away from home in London is £14,135 a year. Different rates apply for other living arrangements.

The government has also been pushing out maintenance support for the new academic year. On 2 September 2026, it said: “This month, we’re scheduled to pay £2.6billion in maintenance support to 1.1m students across England, helping to manage living costs as the new academic year begins.”

That notice came one day before the Home Office laid HC 584. Different programs, same pressure point.

The visa rule still turns on cash held in an applicant’s account. The student finance figure does not.

For student visa applicants, the London maintenance requirement is the amount they must show for living costs under the Student route rules, subject to the usual course-length and evidence rules. Anyone applying on or after 30 November 2026 should use the new £1,570 monthly London figure.

The Home Office laid HC 584 before Parliament on 3 September 2026. The new Student route paragraphs take effect on 30 November 2026.

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Lukas Brandt

Lukas Brandt covers UK and European immigration for VisaVerge.com, from the post-Brexit UK visa system and Indefinite Leave to Remain to immigration routes across the EU. He follows Home Office and European policy shifts closely, explaining what they mean for workers, students, and families on the move. Lukas's reporting is the go-to resource for readers navigating immigration on both sides of the Channel.