Can You Take a Loan from Your 401(k)? Rules, Limits, Risks Explained
A 401(k) loan provides quick, credit-check-free cash but reduces retirement growth. Confirm plan loan availability, calculate the lesser…
Sai Sankar is a law postgraduate with over 30 years of experience across direct and indirect taxation, spanning consultancy, litigation, and policy interpretation. At VisaVerge.com he leads coverage of cross-border finance for immigrants and NRIs — U.S. and state income tax, IRS rules, tariffs and trade duties, foreign-asset reporting, gift and estate tax, and retirement accounts like IRAs and RMDs. Sai's legal acumen turns the tangled intersection of immigration and money into clear, actionable guidance for a global audience.
www.visaverge.com
A 401(k) loan provides quick, credit-check-free cash but reduces retirement growth. Confirm plan loan availability, calculate the lesser…
Effective August 1, 2025, US visa applicants in India must collect passports in person nationwide; minors’ pickups require…
Dual citizenship requires both countries’ permission and can arise by birth, descent, marriage, or naturalization. Gather certified documents,…
IRCC’s August 6, 2025 Express Entry draw (#358) issued 225 ITAs to PNP candidates with a 739 CRS…
Eligibility for Indian citizenship by descent depends on birth date and parents’ citizenship status. Register births at the…
Delays in U.S. student visas and new travel restrictions are shifting applicants to the UK, Asia, and the…
Effective August 27, 2025, the U.S. doubles tariffs on many Indian exports, risking a 40–50% export drop. Personal…
U.S. trade policy changes end the duty-free allowance for packages under $800 from India effective August 29, 2025.…
The August 2025 executive order begins regulatory review to allow private equity and crypto investments in 401(k) plans.…
Get weekly visa policy updates, processing time alerts, and expert analysis delivered to your inbox.