Tax Benefits and Credits for Immigrants in Colorado in 2025

Key Takeaways

• Colorado immigrants can claim Earned Income, Child, and Family Affordability Tax Credits in 2025.
• Required documents include SSN/ITIN, income proofs, residency proof, and child relationship certificates.
• ITIN filers must attach Form DR 0104TN and renew expired ITINs to avoid delays.

Immigrants living in Colorado in 2025 have access to several important state tax credits, including the Earned Income Tax Credit, Child Tax Credit, and Family Affordability Tax Credit. These programs help families and individuals keep more of their money, especially those with lower incomes. To make sure you get these benefits, it’s important to gather the right documents, understand where to get them, know how to format them, and avoid common mistakes that can slow down your application. This checklist will walk you through every step, from collecting paperwork to filing your claim, so you can receive the tax credits you deserve without delay.

Understanding which documents you need, how to prepare them, and what to do if you run into problems can save you time and stress. This guide covers the full process for immigrants in Colorado who want to claim the Earned Income Tax Credit, Child Tax Credit, and Family Affordability Tax Credit in 2025. It also explains special rules for people who file taxes with an Individual Taxpayer Identification Number (ITIN), which is common for many immigrants.

Document Checklist for Claiming Colorado State Tax Credits

To claim the Earned Income Tax Credit, Child Tax Credit, and Family Affordability Tax Credit in Colorado, you’ll need to collect several documents. These papers prove your identity, income, residency, and family situation. Here’s a detailed checklist:

1. Proof of Identity
– Social Security Number (SSN) or ITIN: You must have a valid SSN or ITIN for yourself, your spouse (if filing jointly), and any children you’re claiming.
– Where to get it: SSNs are issued by the Social Security Administration. ITINs are issued by the IRS. If you need an ITIN, use IRS Form W-7.
– Formatting requirements: Use the official government-issued card or letter. Make sure the number is clear and matches your tax return.
– Translation needs: If your ITIN or SSN documents are in another language, provide a certified English translation.
– Common issues: Using expired ITINs or mismatched names can cause delays. Double-check that all numbers and names match your tax return.

2. Proof of Income
– W-2 Forms: These show wages earned from employers.
– Where to get it: Your employer must provide this by January 31 each year.
– Formatting requirements: Use the official W-2 form. Do not submit pay stubs unless requested.
– Translation needs: W-2s are usually in English. If not, provide a certified translation.
– Common issues: Missing W-2s or incorrect amounts can lead to processing problems. Contact your employer if you don’t receive your W-2 on time.
– 1099 Forms: For self-employed work or contract jobs.
– Where to get it: The company or person who paid you must provide this by January 31.
– Formatting requirements: Use the official 1099 form.
– Translation needs: If in another language, provide a certified translation.
– Common issues: Not reporting all 1099 income can cause audits or delays.
– Pay Stubs or Other Proof of Income: If you don’t have W-2s or 1099s, gather recent pay stubs or bank statements.
– Where to get it: From your employer or your bank.
– Formatting requirements: Include your name, employer’s name, and dates.
– Translation needs: Translate any foreign-language documents.
– Common issues: Incomplete or unclear pay stubs may not be accepted.

3. Proof of Residency in Colorado
– Lease Agreement, Utility Bills, or Official Mail: These show you live in Colorado.
– Where to get it: Your landlord, utility company, or government agency.
– Formatting requirements: Must include your name, address, and date within the tax year.
– Translation needs: Translate any documents not in English.
– Common issues: Old or out-of-date documents may not count. Use the most recent ones.

4. Proof of Relationship and Age for Children
– Birth Certificates: Show your child’s age and relationship to you.
– Where to get it: Vital records office in the child’s birth country or state.
– Formatting requirements: Official copy with seal or stamp.
– Translation needs: If not in English, provide a certified translation.
– Common issues: Missing or unofficial copies can cause delays.
– Adoption Papers or Court Documents: If the child is adopted or under guardianship.
– Where to get it: Court or adoption agency.
– Formatting requirements: Official, signed documents.
– Translation needs: Certified English translation if needed.
– Common issues: Incomplete paperwork or missing signatures.

5. Proof of School Enrollment or Childcare (for FATC)
– School Records or Childcare Receipts: Sometimes needed to show your child’s age or care situation.
– Where to get it: School or childcare provider.
– Formatting requirements: Official letterhead, with child’s name and dates.
– Translation needs: Certified translation if not in English.
– Common issues: Unofficial notes or missing dates may not be accepted.

6. Tax Return Forms
– Colorado Individual Income Tax Return (Form DR 0104): Main form to file your state taxes.
– Where to get it: Colorado Department of Revenue.
– Formatting requirements: Use the latest version for the correct tax year. Fill out all sections clearly.
– Translation needs: The form is in English; instructions may be available in Spanish.
– Common issues: Using the wrong year’s form or leaving sections blank.
– ITIN Filer Attachment (Form DR 0104TN): Required if you file with an ITIN.
– Where to get it: Colorado Department of Revenue – DR 0104TN.
– Formatting requirements: Attach to your main tax return.
– Translation needs: The form is in English.
– Common issues: Forgetting to attach this form if you use an ITIN.

7. Federal Tax Return (Form 1040)
– Federal Return Copy: You must file a federal tax return to claim state credits.
– Where to get it: IRS Form 1040.
– Formatting requirements: Attach a copy to your state return if required.
– Translation needs: The form is in English.
– Common issues: Not filing a federal return can make you ineligible for state credits.

8. Direct Deposit Information (Optional, but recommended)
– Bank Account Details: For faster refunds.
– Where to get it: Your bank statement or check.
– Formatting requirements: Include routing and account numbers.
– Translation needs: Not needed.
– Common issues: Incorrect numbers can delay your refund.

Where to Obtain Each Document

• SSN: Social Security Administration office or SSA website.
• ITIN: Apply through the IRS using Form W-7.
• W-2/1099: Your employer or payer.
• Pay Stubs: Your employer.
• Bank Statements: Your bank, online or in person.
• Lease/Utility Bills: Landlord, utility company, or online account.
• Birth Certificates: Vital records office in the country or state of birth.
• Adoption/Court Papers: Court or adoption agency.
• School Records: School office or online parent portal.
• Childcare Receipts: Childcare provider.
• Tax Forms: Colorado Department of Revenue and IRS Forms.
• Direct Deposit Info: Your bank.

Formatting Requirements

• Official Documents Only: Always use official, government-issued or employer-issued documents. Copies must be clear and readable.
• Certified Translations: Any document not in English must have a certified English translation. The translator should sign and date the translation, stating it is accurate and complete.
• Current Year Forms: Use forms for the correct tax year (2025 for this filing season).
• Legible Copies: If submitting copies, make sure all text is clear and nothing is cut off.
• No Alterations: Do not write on or change official documents.

Translation Needs

• Certified English Translations: Required for any document in a language other than English. This includes birth certificates, court papers, and foreign income statements.
• Who Can Translate: Use a professional translator or a translation service. The translator must certify that the translation is complete and accurate.
• What to Include: The translation should include the translator’s name, signature, date, and a statement of accuracy.
• Common Issues: Unofficial translations or missing certification can cause your application to be rejected or delayed.

Common Document Issues and How to Avoid Them

• Expired ITINs: If your ITIN has expired, renew it before filing. Expired ITINs can cause your credits to be denied.
• Mismatched Names or Numbers: Make sure names and numbers on all documents match exactly. Differences between your tax return and your SSN/ITIN or child’s name can cause delays.
• Missing Documents: Double-check that you have every required document before filing. Missing W-2s, birth certificates, or proof of residency are common reasons for delays.
• Unclear Copies: Blurry or cut-off copies may not be accepted. Use a good scanner or take clear photos.
• Incorrect Forms: Always use the latest version of each form. Old forms may not be accepted.
• No Translations: Any document not in English must have a certified translation. Missing translations are a common reason for processing delays.
• Incomplete Forms: Fill out every section of each form. Leaving blanks can slow down your refund.
• Not Attaching Required Forms: If you file with an ITIN, always attach Form DR 0104TN to your Colorado tax return.

Special Notes for ITIN Filers

Colorado is one of the few states that allows people who file taxes with an ITIN to claim the Earned Income Tax Credit, Child Tax Credit, and Family Affordability Tax Credit. This is a big help for many immigrant families who may not qualify for federal credits. As reported by VisaVerge.com, Colorado’s policy makes it a leader in supporting immigrant families through tax benefits.

• Always check your ITIN status before filing. If your ITIN is expired, renew it using IRS Form W-7.
• Attach Form DR 0104TN to your Colorado tax return. This form tells the state you are filing with an ITIN and want to claim state credits.
• Keep copies of all documents you submit, including translations and receipts.

How to File for Each Credit

Earned Income Tax Credit (EITC)
– Eligibility: Colorado residents who qualify for the federal EITC or who file with an ITIN.
– How to claim: Complete your federal tax return (Form 1040) and your Colorado state return (Form DR 0104). If you use an ITIN, attach Form DR 0104TN.
– Documents needed: Proof of income (W-2, 1099, pay stubs), proof of residency, SSN or ITIN, proof of relationship and age for children.
– Amount: Colorado EITC is at least 35% of the federal EITC. For 2025, the federal EITC can be up to $8,046 for families with three children.

Child Tax Credit (CTC)
– Eligibility: Families with children under 17, including ITIN filers.
– How to claim: File your federal and state tax returns. The state CTC is based on your federal CTC eligibility and income.
– Documents needed: Proof of child’s age and relationship, proof of income, SSN or ITIN.
– Amount: Up to $1,200 per child, depending on income.

Family Affordability Tax Credit (FATC)
– Eligibility: Families with children under 17, including ITIN filers.
– How to claim: File your state tax return and include all required documents.
– Documents needed: Proof of child’s age, proof of income, proof of residency, SSN or ITIN.
– Amount: Up to $3,200 per child under six and $2,400 per child ages six to 16, with the amount decreasing as income rises.

Where to Get Help

• Colorado Department of Revenue: The official site has forms, instructions, and contact information. Visit tax.colorado.gov for up-to-date details.
• IRS: For ITIN applications and federal tax forms, visit irs.gov.
• Community Tax Clinics: Many local organizations offer free help with tax filing, especially for immigrants and ITIN filers.
• Professional Tax Preparers: If your situation is complex, consider hiring a certified tax preparer who understands immigrant tax issues.

Tips to Prevent Application Delays

• Start early: Gather documents as soon as possible after the tax year ends.
• Check for updates: Tax rules and forms can change each year. Always use the latest information.
• Double-check everything: Make sure all names, numbers, and dates match across your documents and forms.
• Keep copies: Save copies of everything you send, including translations and receipts.
• Ask for help: If you’re not sure about something, ask a tax professional or visit a community tax clinic.

Action Steps for Immigrants in Colorado

1. Review your eligibility for the Earned Income Tax Credit, Child Tax Credit, and Family Affordability Tax Credit.
2. Gather all required documents using the checklist above.
3. Translate any foreign-language documents using a certified translator.
4. Download and complete the latest tax forms from the Colorado Department of Revenue and the IRS.
5. Attach all required forms and documents to your tax return, including Form DR 0104TN if you use an ITIN.
6. File your federal and state tax returns by the deadline.
7. Track your refund using the Colorado Department of Revenue’s online tools.

By following this checklist and preparing your documents carefully, you can claim the tax credits you’re entitled to and avoid common problems that cause delays. These credits, including the Earned Income Tax Credit, Child Tax Credit, and Family Affordability Tax Credit, provide real financial support for immigrant families in Colorado. For more information and the latest updates, always refer to the Colorado Department of Revenue’s official website.

Taking these steps will help you get the most out of Colorado’s tax benefits for immigrants, making life a little easier for you and your family.

Learn Today

Earned Income Tax Credit (EITC) → A refundable tax credit for low to moderate-income workers, based on earnings and family size.
Individual Taxpayer Identification Number (ITIN) → A tax processing number for immigrants who cannot get a Social Security Number.
Form DR 0104 → The Colorado Individual Income Tax Return form used to file state income taxes each year.
Certified Translation → An official English translation by a qualified translator confirming accuracy and completeness of foreign documents.
Family Affordability Tax Credit (FATC) → A Colorado state tax credit assisting families with children under 17 based on income and care expenses.

This Article in a Nutshell

In 2025, Colorado offers immigrants key tax credits like EITC and Child Tax Credit. Proper documentation and form completion help applicants claim benefits quickly without delays or mistakes.
— By VisaVerge.com