Key Takeaways
• USCIS filing fee for Form I-485 increased to $1,440 as of April 1, 2024.
• Separate payments required for Form I-485, I-765 ($260), and I-131 ($630); combined payments cause rejection.
• Payment failures like bounced checks or declined cards lead to application rejection and delays.
As of June 16, 2025, the U.S. Citizenship and Immigration Services (USCIS) continues to process Form I-485, Application to Register Permanent Residence or Adjust Status, with a filing fee of $1,440. This fee, which increased from $1,225 on April 1, 2024, is a critical part of the adjustment of status process for those seeking a green card in the United States 🇺🇸. But what happens if your payment for this fee—whether by check or credit card—doesn’t go through? Payment issues can have serious consequences, including delays or even rejection of your application. Here’s what you need to know about payment problems, recent policy changes, and how to avoid costly mistakes when filing Form I-485.
Who Is Affected and Why It Matters
Anyone applying for a green card through adjustment of status using Form I-485 must pay the required filing fee. This includes individuals already living in the United States 🇺🇸 who are seeking to become lawful permanent residents. The payment process is strict, and any issues—like a bounced check or a declined credit card—can cause your application to be rejected. With the recent increase in the filing fee and new rules about how payments must be made, it’s more important than ever to get this step right.
What Happens If Your Payment Fails?
USCIS accepts several payment methods for the Form I-485 filing fee: money order, personal check, cashier’s check, or credit/debit card (using Form G-1450). But if your check bounces or your credit card is declined, here’s what you can expect:
- Bounced Check: If you pay by check and it bounces due to insufficient funds or any other reason, USCIS will likely reject your entire application. This means you’ll have to start over, which can delay your green card process by weeks or even months.
- Declined Credit/Debit Card: If you use a credit or debit card and the payment is declined, the fee will not be processed. USCIS will not move forward with your application, and you’ll need to resubmit your paperwork with a valid payment.
USCIS makes it clear that once a payment is processed, it is final. They strongly advise applicants not to dispute credit card payments after submission, as this can lead to further complications.
Recent Changes to Filing Fees and Payment Rules
On April 1, 2024, USCIS increased the filing fee for Form I-485 to $1,440. This change is part of a broader update to immigration fees, reflecting the agency’s need to cover operational costs. In addition, two other forms often filed with Form I-485—Form I-765 (Application for Employment Authorization) and Form I-131 (Application for Travel Document)—now require separate fees of $260 and $630, respectively.
Key Points About the New Fee Structure:
- Each Form Requires Its Own Payment: You must submit a separate payment for each form. For example, if you file Form I-485, Form I-765, and Form I-131 together, you must include three separate payments. If you combine payments, USCIS may reject your entire application package.
- Filing Fees Are Non-Refundable: No matter what happens with your application—whether it’s approved, denied, or rejected—USCIS will not refund your filing fee.
- Electronic Processing: USCIS is moving toward more electronic processing of applications. This means payments must be accurate and properly matched to each form, as different systems may handle different parts of your application.
How to Avoid Payment Problems
Given the strict rules and non-refundable nature of the fees, it’s essential to double-check everything before submitting your application. Here’s a step-by-step guide to help you avoid payment issues:
1. Verify Payment Details
Before you send your application, make sure:
- Your check or money order is filled out correctly, with the right amount and payee (“U.S. Department of Homeland Security”).
- Your bank account has enough funds to cover the check.
- Your credit or debit card information is accurate if you’re using Form G-1450 to pay by card.
- You are using the most current version of each form, as outdated forms may be rejected.
2. Use the Correct Payment Method
- Check or Money Order: Make sure it’s signed and dated. Double-check the amount.
- Credit/Debit Card: Complete Form G-1450 and include it with your application. Do not send cash.
3. Submit Separate Payments for Each Form
If you’re filing multiple forms (such as Form I-485, Form I-765, and Form I-131), include a separate check, money order, or Form G-1450 for each one. Do not combine payments.
4. Monitor Your Bank or Card Account
After submitting your application, keep an eye on your bank or credit card account to make sure the payment goes through. If you notice any issues, contact your bank or card issuer right away.
5. Contact USCIS if a Problem Occurs
If you discover that your payment didn’t go through, contact USCIS as soon as possible. You can reach them through their official website or by phone. They can provide guidance on how to fix the issue and resubmit your application.
What to Do If Your Payment Is Rejected
If your check bounces or your credit card is declined, USCIS will usually send you a notice explaining why your application was rejected. You will need to:
- Correct the payment issue (for example, by getting a new check or updating your card information).
- Prepare a new application package, including all required forms and supporting documents.
- Resubmit your application with the correct payment.
Keep in mind that you may lose your place in line, as USCIS processes applications in the order they are received. This can be especially important if you are facing deadlines or if visa numbers are limited for your category.
Why Are These Rules So Strict?
USCIS handles millions of applications each year. To keep the process fair and efficient, they require strict compliance with payment rules. Accepting only valid payments helps prevent fraud and ensures that the agency has the funds it needs to process applications.
Background: How Form I-485 Fits Into the Immigration Process
Form I-485 is the main application used by people already in the United States 🇺🇸 who want to become lawful permanent residents (get a green card). It’s often filed after a family member, employer, or other sponsor has filed a petition on your behalf. The process can be complex, involving background checks, interviews, and medical exams.
Over the years, the filing fee for Form I-485 has changed several times. The most recent increase to $1,440 reflects the rising costs of processing applications and the need for USCIS to cover its expenses without relying on taxpayer funding.
Implications for Applicants and Their Families
The increased fees and strict payment rules can be challenging for many families. For some, the higher costs mean saving up for months before they can apply. For others, a simple mistake—like a bounced check—can cause delays that affect work, travel, or family plans.
For Applicants:
- Financial Planning Is Essential: With the total cost of filing Form I-485 and related forms now over $2,300, applicants must plan carefully.
- Attention to Detail Matters: A small error in payment can set you back weeks or months.
- Stay Informed: USCIS fee schedules and payment methods can change. Always check the official USCIS fee schedule before submitting your application.
For Employers and Attorneys:
- Advise Clients Carefully: Make sure clients understand the need for separate payments and the risks of payment errors.
- Monitor Policy Changes: USCIS may update its procedures as it moves toward more electronic processing.
For USCIS:
- Operational Efficiency: The new fee structure and payment rules help the agency manage its workload and cover costs.
- Electronic Processing: As more applications are handled electronically, payment accuracy becomes even more important.
Expert Perspectives on Payment Issues
Immigration attorneys and experts stress that payment problems are one of the most common reasons for application rejection. As reported by VisaVerge.com, many applicants are caught off guard by the strict rules, especially when filing multiple forms together. Experts recommend double-checking every detail and using certified funds (like a cashier’s check or money order) when possible to reduce the risk of payment issues.
What If You Can’t Afford the Filing Fee?
For some applicants, the $1,440 filing fee for Form I-485 is a significant burden. In certain cases, USCIS offers fee waivers or reductions, but these are limited to specific categories and require additional documentation. If you think you may qualify for a fee waiver, review the USCIS fee waiver guidelines and submit the required forms and evidence.
Looking Ahead: Future Changes and What to Expect
USCIS is expected to continue updating its processes, especially as it moves toward more electronic filing and payment systems. This could mean:
- More Online Payment Options: In the future, applicants may be able to pay fees directly through the USCIS website.
- Stricter Payment Verification: As electronic systems improve, payment errors may be caught more quickly, but the consequences for mistakes could be more immediate.
- Ongoing Fee Adjustments: USCIS reviews its fee schedule regularly, so applicants should always check for the latest information before filing.
Practical Tips for a Smooth Application Process
To avoid payment problems and keep your green card application on track, follow these practical steps:
- Read All Instructions Carefully: Each form has its own set of instructions. Make sure you understand the payment requirements for each one.
- Use Reliable Payment Methods: Certified checks, money orders, or credit cards with sufficient limits are less likely to cause problems.
- Keep Copies of Everything: Make copies of your payment, forms, and supporting documents before sending them to USCIS.
- Track Your Application: Use delivery confirmation or certified mail to track your application package.
- Respond Quickly to Any Notices: If USCIS contacts you about a payment issue, respond as soon as possible to avoid further delays.
Where to Find Official Information
For the most current information on Form I-485, filing fees, and payment methods, visit the official USCIS website. This site provides up-to-date forms, instructions, and contact information for applicants who need help.
Conclusion: Take Payment Seriously to Protect Your Immigration Future
Payment problems can derail your green card application and cause unnecessary stress and delays. By understanding the rules, double-checking your payment, and staying informed about recent changes, you can avoid common pitfalls and keep your immigration journey moving forward. Remember, the filing fee for Form I-485 is non-refundable, and each form requires its own payment. If you have questions or run into trouble, contact USCIS right away for help.
Staying organized and careful with your payments is one of the simplest ways to protect your investment in your future in the United States 🇺🇸. With careful planning and attention to detail, you can avoid costly mistakes and keep your path to permanent residency on track.
Learn Today
Form I-485 → Application to Register Permanent Residence or Adjust Status for green card applicants in the U.S.
Filing Fee → The non-refundable payment required to process immigration forms like Form I-485.
Form G-1450 → Authorization form used to process payments via credit or debit card for USCIS applications.
Adjustment of Status → The process of changing from a temporary visa holder to lawful permanent resident within the U.S.
USCIS → U.S. Citizenship and Immigration Services, the agency managing immigration benefits and application processing.
This Article in a Nutshell
USCIS raised Form I-485’s filing fee to $1,440 in 2024. Payment errors cause rejections, delays, and higher costs. Submit separate payments for each form, verify funds, and monitor transactions closely. Understanding these steps is vital to avoid setbacks in your green card process and maintain application validity.
— By VisaVerge.com
