Relocating across borders brings a mix of excitement and stress. The most common pressure points are shipping delays, customs checks, and what to do if your goods arrive damaged. Add the clock for insurance claims to that list, and it can feel overwhelming. This guide lays out the full journey in plain steps—what happens, what you need to do, when deadlines matter, and how to keep control when plans change. It keeps the focus on what you can act on today while explaining why each step matters.
End-to-end overview: what the full journey looks like

From the day you book a mover to the day boxes arrive in your new home, the process follows a clear rhythm:
- Pre-move prep: documents, packing, and choosing an experienced mover with strong global partners
- Handover to shipper: confirmed inventory, sealed packaging, real-time tracking set up
- In transit: routing, possible transshipment, and updates about shipping delays
- Customs and port steps: inspections, holds, storage risks, and release
- Final delivery: unloading, inspection on arrival, and immediate photo documentation
- If damaged: pause, record, and report within the insurer’s timeframe
- Claims: fill out forms, attach evidence, and follow insurer instructions through to resolution
The single most important theme from start to finish is time control. Customs steps and logistics events can shift your timeline. You can’t remove all risk, but you can keep your move on track with strong prep, clear records, and quick action on potential insurance claims.
According to analysis by VisaVerge.com, people who plan for possible shipping delays and set clear routines for inspection and reporting are far more likely to reach fast, fair outcomes if something goes wrong.
Planning before you ship: build your move on solid ground
Your best defense against later problems starts before the truck arrives.
- Prepare documentation thoroughly: incomplete or unclear paperwork is a top reason for shipping delays tied to customs and other checks. Work with a customs broker or your mover’s in-house experts to ensure compliance with country-specific rules and any trade agreements.
- Choose experienced movers with global reach: pick international movers or logistics partners with proven routes, port handling, and support at both origin and destination. Their networks help when there’s port congestion, customs inspections, or supply chain trouble.
- Set up real-time tracking: require access to live tracking or regular status updates so you can spot delays early and act if storage deadlines loom.
- Keep essentials with you: place passports, visas, medical records, medications, work tools, and a week of clothes in your personal luggage. This protects you from the worst impact of shipping delays.
- Budget for extra costs: if goods sit at the port beyond the “free time,” you may face storage or related fees. Plan for this in your move budget even if you hope never to use it.
What to expect from authorities at this stage:
– Your mover or broker usually handles data entries and pre-alerts, so you won’t interact much with border officials initially.
– If a system flag arises, your mover may ask for clarifying documents. Respond quickly to prevent holds that trigger storage charges.
What you need to do:
– Provide clear, accurate documents when requested.
– Confirm your inventory list is complete and reflects what’s in each box.
– Ask your mover to note fragile items and high-value pieces on packing lists.
Handover and packing day: set up for fewer surprises later
On pack-out day, decisions you make affect both the risk of damage and the strength of any future insurance claims.
- Use professional packing and labeling: sturdy boxes, padding, and cartons designed for fragile items reduce risk. Clear labels support both handling and claims if needed.
- Photograph key items and sealed boxes: take quick photos during packing, especially for high-value items and their packaging. These become helpful evidence if damage is found at delivery.
- Verify inventory and condition notes: ask the crew to mark pre-existing wear on furniture. This transparency helps avoid disputes and supports a cleaner claim if new damage occurs.
What to expect from authorities at this stage:
– Authorities aren’t involved yet. Your focus is getting a clean, well-documented handover.
What you need to do:
– Keep the packing list and shipment details in one folder (digital and paper).
– Confirm you have the shipment number for tracking.
In transit: handling delays, status changes, and route shifts
Once on the move, your shipment may pass through multiple ports, different carriers, and changes in routing. This is normal with international logistics.
- Track shipments in real time: use your mover’s platform or ask for regular updates. Early signs of shipping delays include vessel schedule changes, missed transshipments, or longer-than-expected port stays.
- Maintain flexible delivery expectations: international moves can involve transshipments, route changes, and local logistical challenges like unloading delays or road congestion. Set a realistic window for arrival.
- Act quickly if told about holds: if your mover warns of a customs inspection or a port slow-down, ask about options to prevent storage fees. Sometimes faster responses or a small rebooking charge can protect you from larger costs later.
- Plan for added costs: if goods remain at the port beyond free time, expect possible storage and related charges. Ask your mover to notify you before free time runs out so you can decide what to do.
What to expect from authorities at this stage:
– Customs may flag a container for inspection. Routine inspections are part of risk-based checks and do not necessarily indicate wrongdoing.
– You might be asked for supporting paperwork; your mover or broker usually relays the request.
What you need to do:
– Respond the same day to any request for documents or clarifications.
– Keep a log of dates when you receive updates about delays, holds, or added costs.
Arrival and delivery: check your goods the moment they land
Your next priority is protecting your rights if something arrives damaged.
- Inspect goods immediately upon delivery: before unpacking fully, look for dents, tears, water marks, or crushed corners on boxes and furniture. Be systematic—go room by room.
- Do not remove damaged items or open packaging if you spot damage: disturbing the packaging can affect insurance claims and may void coverage.
- Document damage thoroughly with photos: take wide shots showing the scene and close-ups of the damage. Include labels, barcodes, and the packaging condition.
- Note issues on delivery paperwork: if a delivery note or device captures customer feedback, record “damaged on arrival” with short details. Keep a copy.
What to expect from authorities at this stage:
– Authorities are usually no longer involved once customs releases the shipment. Your focus is on documentation and fast reporting to your mover and insurer.
What you need to do:
– Save photos in a dated folder. Keep the delivery note and any driver comments.
– If something seems missing or broken, tell the mover the same day.
The 14-day window: time-sensitive actions that protect your claim
Move quickly. Many movers and insurers require prompt notice when you find damage.
- Report damage promptly, typically within 14 days of delivery, to both the moving company and your insurance provider. This timeline is common and keeps your claim valid.
- Use professional appraisals when needed: if the item is high-value or complex (like musical instruments or art), a third-party appraisal helps establish repair or replacement costs.
What to expect from authorities at this stage:
– No direct role here. The key players are you, the mover, and the insurer.
What you need to do:
– Send a written report with photos and a list of items. Keep copies of all emails.
– If the mover or insurer wants to inspect the damage, keep the items and packaging intact until they confirm next steps.
Understanding coverage before you buy: how moving insurance really works
Coverage can differ widely. Many base policies that movers offer only cover a small amount tied to the weight of items, not their actual value. That’s why buyers often add comprehensive international moving insurance to get full protection.
- Understand your coverage: read what’s included and excluded. Some policies exclude certain items or force majeure events.
- Consider upgrading: if your goods include high-value or fragile items, comprehensive coverage is often worth the cost.
- Ask how claims are paid: some providers offer faster reimbursements and hands-on support, which reduces stress and delays.
What to expect from authorities at this stage:
– Insurance is a private contract. Customs and other agencies don’t manage your coverage.
What you need to do:
– Keep a copy of your policy and claim instructions handy. Note the 14-day reporting expectation if the policy specifies it.
Filing the claim: documents, forms, and what a complete file looks like
A clean, complete file makes insurance claims smoother. Insurers typically ask for:
Required documents:
– Landing bill (or similar shipping document)
– Original invoices or purchase proof (if available)
– Insurance claim form
– Shipping details and inventory list
– Photographic evidence of damage and packaging
Key actions:
– Submit claims promptly within the insurer’s specified timeframe, often 14 days from delivery or discovery of damage.
– Follow insurer instructions carefully: if they ask for more photos, appraisals, or an inspection, respond quickly.
– Keep your items as-is until the insurer approves repair, replacement, or disposal.
What to expect from authorities at this stage:
– None. This is a private claims process.
What you need to do:
– Organize all files in a single folder. Use clear names like “Sofa_damage_photo1.jpg.”
– Ask for a written timeline from the insurer so you know when to expect the next step.
Step-by-step process with time controls and checkpoints
Here’s a practical breakdown you can follow from start to finish:
1) Pre-booking and policy setup
– Action: choose an experienced mover with a global network; confirm insurance options.
– Timeframe: confirm all terms before packing day.
– Goal: avoid later shipping delays tied to paperwork or poor routing choices.
2) Document readiness
– Action: verify that all shipment and customs documents are complete and consistent.
– Timeframe: finalize before pickup.
– Goal: prevent holds that can lead to storage fees.
3) Pack, label, and record
– Action: professional packing, clear labels, photos of valuable items and sealed boxes.
– Timeframe: on packing day.
– Goal: reduce damage risk and build strong evidence if a claim is needed.
4) Handover and tracking
– Action: confirm inventory and tracking access; keep shipment details handy.
– Timeframe: at pickup and immediately after.
– Goal: spot route changes early to plan for any shipping delays.
5) In transit and port handling
– Action: monitor status; respond fast if asked for documents; watch “free time” to avoid storage fees.
– Timeframe: throughout the journey.
– Goal: manage delays before they become costly.
6) Delivery and inspection
– Action: inspect upon arrival, take photos, and note issues on delivery records.
– Timeframe: same day as delivery.
– Goal: protect your rights and keep claim options open.
7) Report damage
– Action: notify mover and insurer promptly, typically within 14 days.
– Timeframe: as soon as you discover damage.
– Goal: meet claim deadlines to avoid denial.
8) File claim
– Action: submit claim form with required documents, photos, and appraisals if needed.
– Timeframe: follow insurer’s instructions and keep copies of everything.
– Goal: complete file to support quick reimbursement.
9) Resolution and follow-up
– Action: cooperate with inspections; confirm repair or replacement terms in writing.
– Timeframe: depends on insurer process.
– Goal: a fair outcome with minimal back-and-forth.
How to talk to your mover and insurer when things go wrong
Clear, calm communication often speeds up results.
- Be specific: “Four dining chairs arrived with cracked legs; photos attached” is better than “Furniture damaged.”
- Use a single thread: keep one email chain with dates, attachments, and responses. This becomes your timeline if a dispute arises.
- Ask for next steps in writing: this helps you meet deadlines and keeps everyone aligned.
Managing customs-related questions without adding risk
While your mover or broker handles most customs steps, you still have a role in preventing last-minute holds.
- Provide accurate, consistent information: avoid mismatches between your inventory list and what’s in the shipment.
- Be available for follow-up questions: a quick reply can be the difference between release and costly storage.
For official government guidance on bringing personal items across the border in the United States 🇺🇸, see the U.S. Customs and Border Protection page on personal items and household goods: CBP: Clearing Customs—Personal Items and Household Goods. Use this as a reference point while your mover or broker manages the technical steps.
Handling damaged goods: practical examples you can follow today
- Furniture with corner crush:
- What to do: keep the box and padding in place; take photos from all angles; show the label and barcode.
- Who to inform: mover and insurer, the same day.
- What to include: photos, model information, invoice if available, and any delivery notes that mention damage.
- Electronics with water marks on packaging:
- What to do: do not open the box; photograph the water mark and any signs of moisture.
- Who to inform: mover and insurer immediately.
- What to include: detailed photos, purchase proof, and a note explaining how you found the damage at delivery.
- Artwork with frame cracks:
- What to do: keep the piece in its packaging; seek a professional appraisal to estimate repair or replacement.
- Who to inform: mover and insurer within the 14-day window.
- What to include: appraisal, photos, and any prior condition notes from packing day.
Minimizing stress during shipping delays
Even when your planning is strong, delays can happen for reasons outside your control, including port congestion, route changes, and local unloading issues.
- Set a mental buffer: expect that timelines can shift. Build wiggle room into your housing, work start dates, and school needs.
- Keep core items with you: documents, medications, and a basic wardrobe protect your daily life until the shipment arrives.
- Ask your mover for proactive updates: weekly updates are common during quieter periods; increase the frequency if a delay appears.
Budgeting for “what if” costs without guesswork
You can’t always predict fees, but you can plan for the possibility.
- Set aside a small reserve for storage or related charges if goods stay at the port beyond free time.
- Ask the mover to alert you before free time expires so you can consider options.
- Keep all invoices and notices organized, even if fees are later waived or reduced.
Working with movers and insurers that reduce friction
Some companies focus on faster reimbursements and stronger customer support during insurance claims. That often means:
- Straightforward claim forms and clear instructions
- Quick replies to emails and calls
- A dedicated claims handler to guide you from report to resolution
If you’re still choosing providers, ask about typical claim timelines and support. While you can’t control every step, good partners lower the stress when things go wrong.
What changes if you’re moving as a student, family, or employer-sponsored worker?
Your main duties remain the same across groups: prepare documents, track your shipment, inspect quickly, and file claims fast if needed. The difference is how delays affect your life:
- Students: keep transcripts, enrollment letters, and essential tech in carry-on to avoid class disruptions during shipping delays.
- Families: pack a “first week” kit with school items, medications, and kids’ comfort items so day-to-day life continues while waiting.
- Employer-sponsored workers: keep work laptops, tools, and company documents with you to meet start dates even if household goods lag behind.
These practical steps don’t change the rules, but they limit the impact of delays and help you stay steady.
What to do if you disagree with an assessment
If your insurer or mover offers a solution that doesn’t feel fair, stay focused on facts.
- Re-check your photos and packing records.
- Provide a professional appraisal if not already done.
- Ask for a clear explanation of how the offer was calculated.
- Keep communication respectful and precise; stick to documented details.
Often, adding one missing document or a clearer photo closes the gap.
Common pitfalls and how to avoid them
- Waiting too long to report damage: missing the 14-day window can lead to a denied claim.
- Opening or discarding packaging before photos: this can weaken your case.
- Vague descriptions: “broken” is less useful than “cracked glass panel on coffee table; visible on left edge; photos attached.”
- Not preparing for storage fees: a small reserve can prevent bigger headaches if customs or port congestion slows release.
Quick checklist you can copy and use
Before packing:
– Choose a mover with strong international networks
– Confirm insurance coverage beyond weight-based liability if needed
– Prepare all documents and verify details with a broker or expert
– Set up tracking and update routines
– Pack essentials to carry with you
At handover:
– Photograph high-value items and sealed boxes
– Confirm inventory and condition notes
– Keep shipment details and tracking access
During transit:
– Monitor updates for shipping delays
– Reply fast to any requests for documents
– Watch for free-time cutoffs to avoid storage fees
At delivery:
– Inspect immediately
– Do not remove damaged items from packaging
– Take clear photos and note issues on delivery records
If damaged:
– Report to mover and insurer promptly, typically within 14 days
– Gather landing bill, invoices, claim form, shipping details, and photos
– Follow insurer instructions and keep all items and packaging intact
Managing expectations without losing control
International moves involve many links in a chain. Even with the best partners, disruptions can happen. Your job is to remove avoidable risks and respond fast when the chain pulls tight.
- Thorough documents prevent customs holds.
- Real-time tracking spots shipping delays early.
- Careful inspection and quick reporting keep insurance claims on track.
These actions don’t require special skills—just steady attention to detail and a plan you follow step by step.
That’s the heart of a smoother move: do what you can control well, prepare for bumps, and move quickly when the plan needs a tweak. With that approach, most hiccups become manageable, and serious issues stay rare.
What authorities do—and don’t do—in your move
Do:
– Review shipments at the border and decide on release or inspection
– Ask for documents that confirm what’s in the shipment
Don’t:
– Handle your private insurance
– Decide the outcome of your claim or reimbursement
Keeping these roles straight helps you send questions to the right place and get faster answers.
When to ask for extra help
Call your mover or broker right away if:
– You get notice of a customs inspection and aren’t sure what’s needed
– You see signs your shipment is beyond free time at the port
– You don’t have tracking updates and suspect routing changes
Contact your insurer right away if:
– You discover new damage after you start unpacking
– You need clarity on deadlines or documents for your claim
Being proactive cuts the time between problem and solution.
Final reassurance: your plan for a calmer move
No one can promise a perfect trip for your belongings. But the steps laid out here—clear documents, experienced partners, real-time tracking, smart inspection habits, and quick, complete insurance claims—give you sturdy cover when the unexpected happens.
- Keep your essentials with you.
- Take photos when it matters.
- Report damage within the common 14-day window.
- Work with movers and insurers known for fast support.
Do these things well, and even when shipping delays, customs checks, or damaged goods pop up, you’ll have a strong path to a fair, timely outcome—so you can settle into your new life with fewer loose ends.
This Article in a Nutshell
This guide explains how to manage international household moves to minimize delays, customs holds, damage, and insurance claim problems. Begin by selecting experienced movers, preparing complete documentation, and packing essentials to carry with you. On packing day, document high-value items and sealed boxes and confirm an accurate inventory. During transit, use real-time tracking and reply promptly to customs or mover queries to prevent storage fees. Upon delivery, inspect items immediately, document any damage with photos, and avoid disturbing packaging. Report damage to both mover and insurer—commonly within a 14-day window—and submit a complete claim file including the landing bill, invoices, inventory, and photos. Clear records and fast action increase the likelihood of fair, timely resolutions and reduce overall moving stress.